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Consumer Smarts

Consumer Smarts

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Here's how Consumer Smarts aligns with curriculum standards in Connecticut. Use the filters to change the location, set of standards, and grade level.

Financial Literacy Standards

9.2: Spending

12.1: A budget helps people achieve their financial goals by allocating income to necessary and desired spending, saving, and philanthropy.

Standards
Defined by Standards for Personal Finance: NGPF 9th-12th Grades and align with Consumer Smarts
12.1.b: Develop a budget to allocate current income to necessary and desired spending, including estimates for both fixed and variable expenses.

12.2: Consumer decisions are influenced by the price of products or services, the price of alternatives, the consumer's budget and preferences, and potential impact on the environment, society, and economy.

Standards
Defined by Standards for Personal Finance: NGPF 9th-12th Grades and align with Consumer Smarts
12.2.a: Select a product or service and describe the various factors that may influence a consumer's purchase decision.
12.2.b: Describe a process for making an informed consumer decision.

12.3: When purchasing a good that is expected to be used for a long time, consumers consider the product's durability, maintenance costs, and various product features.

Standards
Defined by Standards for Personal Finance: NGPF 9th-12th Grades and align with Consumer Smarts
12.3.a: Explain the factors to evaluate when buying a durable good.
12.3.b: Analyze the cost and features of three competing products or services.

12.4: Consumers may be influenced by how prices of goods and services are advertised, and whether prices are fixed or negotiable.

Standards
Defined by Standards for Personal Finance: NGPF 9th-12th Grades and align with Consumer Smarts
12.4.a: List different ways retailers advertise the prices of their products.

12.5: Consumers incur costs and realize benefits when searching for information related to the purchase of goods and services.

Standards
Defined by Standards for Personal Finance: NGPF 9th-12th Grades and align with Consumer Smarts
12.5.a: Explain how pre-purchase research encourages consumers to avoid impulse buying.
12.5.b: Brainstorm consumer research strategies and resources to use when making purchase decisions.
12.5.c: Analyze social media marketing and advertising techniques designed to encourage spending.